{"id":2299,"date":"2026-10-08T16:39:08","date_gmt":"2026-10-08T21:39:08","guid":{"rendered":"https:\/\/coacsanmiguel.fin.ec\/smb\/?page_id=2299"},"modified":"2026-10-08T16:39:11","modified_gmt":"2026-10-08T21:39:11","slug":"simulador","status":"publish","type":"page","link":"https:\/\/coacsanmiguel.fin.ec\/smb\/simulador\/","title":{"rendered":"Simulador"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; theme_builder_area=\u00bbpost_content\u00bb _builder_version=\u00bb4.19.4&#8243; _module_preset=\u00bbdefault\u00bb][et_pb_row _builder_version=\u00bb4.19.4&#8243; _module_preset=\u00bbdefault\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column _builder_version=\u00bb4.19.4&#8243; _module_preset=\u00bbdefault\u00bb type=\u00bb4_4&#8243; theme_builder_area=\u00bbpost_content\u00bb][et_pb_code _builder_version=\u00bb4.19.4&#8243; _module_preset=\u00bbdefault\u00bb theme_builder_area=\u00bbpost_content\u00bb hover_enabled=\u00bb0&#8243; sticky_enabled=\u00bb0&#8243;]    <section class=\"smb-inv\" data-config=\"{&quot;base&quot;:360,&quot;retencion&quot;:3,&quot;umbral&quot;:180,&quot;vigencia&quot;:&quot;Octubre 2026&quot;,&quot;tasas&quot;:[[3.5,3.79999999999999982236431605997495353221893310546875,4.0999999999999996447286321199499070644378662109375,4.4000000000000003552713678800500929355621337890625,5,6.0999999999999996447286321199499070644378662109375,7.0999999999999996447286321199499070644378662109375,7.5999999999999996447286321199499070644378662109375],[3.75,4.04999999999999982236431605997495353221893310546875,4.3499999999999996447286321199499070644378662109375,4.6500000000000003552713678800500929355621337890625,5.25,6.3499999999999996447286321199499070644378662109375,7.3499999999999996447286321199499070644378662109375,7.8499999999999996447286321199499070644378662109375],[4,4.29999999999999982236431605997495353221893310546875,4.5999999999999996447286321199499070644378662109375,4.9000000000000003552713678800500929355621337890625,5.5,6.5999999999999996447286321199499070644378662109375,7.5999999999999996447286321199499070644378662109375,8.0999999999999996447286321199499070644378662109375],[4.25,4.54999999999999982236431605997495353221893310546875,4.8499999999999996447286321199499070644378662109375,5.1500000000000003552713678800500929355621337890625,5.75,6.8499999999999996447286321199499070644378662109375,7.8499999999999996447286321199499070644378662109375,8.5]]}\" aria-labelledby=\"smb-inv-1title\">\n    <header><span class=\"smb-inv-eyebrow\">SAN MIGUEL DE LOS BANCOS<\/span><h2 id=\"smb-inv-1title\">Simula tu inversi\u00f3n<\/h2><p>Proyecta el rendimiento de tu dep\u00f3sito a plazo fijo, con intereses al vencimiento.<\/p><small>Tasas: Octubre 2026<\/small><\/header>\n    <div class=\"smb-inv-grid\"><form class=\"smb-inv-form\">\n    <label for=\"smb-inv-1capital\">\u00bfCu\u00e1nto deseas invertir?<\/label><div class=\"smb-inv-input\"><span>USD<\/span><input id=\"smb-inv-1capital\" name=\"capital\" type=\"number\" min=\"100\" max=\"1000000000000\" step=\"0.01\" placeholder=\"Ej. 5000\" required><\/div><small>Monto m\u00ednimo: $100<\/small>\n    <label for=\"smb-inv-1dias\">Plazo en d\u00edas<\/label><input id=\"smb-inv-1dias\" name=\"dias\" type=\"number\" min=\"31\" max=\"36500\" step=\"1\" placeholder=\"Ej. 180\" required>\n    <label for=\"smb-inv-1credito\">\u00bfTienes un cr\u00e9dito vigente?<\/label><select id=\"smb-inv-1credito\" name=\"credito\" required><option value=\"\">Selecciona una opci\u00f3n<\/option><option value=\"no\">No<\/option><option value=\"si\">S\u00ed<\/option><\/select>\n    <button type=\"submit\">Calcular rendimiento<\/button><\/form>\n    <div class=\"smb-inv-result\" aria-live=\"polite\" aria-atomic=\"true\"><p class=\"smb-inv-empty\">Ingresa tu monto y plazo para conocer el rendimiento estimado.<\/p><\/div><\/div>\n    <footer>Los valores son aproximados y se calculan con inter\u00e9s simple. La tasa corresponde al m\u00e1ximo publicado para el monto y plazo; las condiciones definitivas se confirman en agencia.<\/footer><\/section>\n    [\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"    <section class=\"smb-inv\" data-config=\"{&quot;base&quot;:360,&quot;retencion&quot;:3,&quot;umbral&quot;:180,&quot;vigencia&quot;:&quot;Octubre 2026&quot;,&quot;tasas&quot;:[[3.5,3.79999999999999982236431605997495353221893310546875,4.0999999999999996447286321199499070644378662109375,4.4000000000000003552713678800500929355621337890625,5,6.0999999999999996447286321199499070644378662109375,7.0999999999999996447286321199499070644378662109375,7.5999999999999996447286321199499070644378662109375],[3.75,4.04999999999999982236431605997495353221893310546875,4.3499999999999996447286321199499070644378662109375,4.6500000000000003552713678800500929355621337890625,5.25,6.3499999999999996447286321199499070644378662109375,7.3499999999999996447286321199499070644378662109375,7.8499999999999996447286321199499070644378662109375],[4,4.29999999999999982236431605997495353221893310546875,4.5999999999999996447286321199499070644378662109375,4.9000000000000003552713678800500929355621337890625,5.5,6.5999999999999996447286321199499070644378662109375,7.5999999999999996447286321199499070644378662109375,8.0999999999999996447286321199499070644378662109375],[4.25,4.54999999999999982236431605997495353221893310546875,4.8499999999999996447286321199499070644378662109375,5.1500000000000003552713678800500929355621337890625,5.75,6.8499999999999996447286321199499070644378662109375,7.8499999999999996447286321199499070644378662109375,8.5]]}\" aria-labelledby=\"smb-inv-2title\">\n    <header><span class=\"smb-inv-eyebrow\">SAN MIGUEL DE LOS BANCOS<\/span><h2 id=\"smb-inv-2title\">Simula tu inversi\u00f3n<\/h2><p>Proyecta el rendimiento de tu dep\u00f3sito a plazo fijo, con intereses al vencimiento.<\/p><small>Tasas: Octubre 2026<\/small><\/header>\n    <div class=\"smb-inv-grid\"><form class=\"smb-inv-form\">\n    <label for=\"smb-inv-2capital\">\u00bfCu\u00e1nto deseas invertir?<\/label><div class=\"smb-inv-input\"><span>USD<\/span><input id=\"smb-inv-2capital\" name=\"capital\" type=\"number\" min=\"100\" max=\"1000000000000\" step=\"0.01\" placeholder=\"Ej. 5000\" required><\/div><small>Monto m\u00ednimo: $100<\/small>\n    <label for=\"smb-inv-2dias\">Plazo en d\u00edas<\/label><input id=\"smb-inv-2dias\" name=\"dias\" type=\"number\" min=\"31\" max=\"36500\" step=\"1\" placeholder=\"Ej. 180\" required>\n    <label for=\"smb-inv-2credito\">\u00bfTienes un cr\u00e9dito vigente?<\/label><select id=\"smb-inv-2credito\" name=\"credito\" required><option value=\"\">Selecciona una opci\u00f3n<\/option><option value=\"no\">No<\/option><option value=\"si\">S\u00ed<\/option><\/select>\n    <button type=\"submit\">Calcular rendimiento<\/button><\/form>\n    <div class=\"smb-inv-result\" aria-live=\"polite\" aria-atomic=\"true\"><p class=\"smb-inv-empty\">Ingresa tu monto y plazo para conocer el rendimiento estimado.<\/p><\/div><\/div>\n    <footer>Los valores son aproximados y se calculan con inter\u00e9s simple. La tasa corresponde al m\u00e1ximo publicado para el monto y plazo; las condiciones definitivas se confirman en agencia.<\/footer><\/section>\n    \n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"class_list":["post-2299","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Simulador | Cooperativa de Ahorro y Cr\u00e9dito San Miguel de los Bancos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coacsanmiguel.fin.ec\/smb\/simulador\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" 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